Vietnam 5-10 years Rating: 1.51

Australia 2-5 years Rating: 1.4

Singapore 5-10 years Rating: 1.56

France 2-5 years Rating: 1.37

Saint Lucia 5-10 years Rating: 1.52

Ireland 1-2 years Rating: 1.28

Australia 2-5 years Rating: 1.42

United Kingdom 5-10 years Rating: 1.54

United States 2-5 years Rating: 1.32

United States 1-2 years Rating: 1.29