Japan 2-5 years Rating: 1.31

New Zealand 5-10 years Rating: 1.6

Indonesia 5-10 years Rating: 1.52

Saint Lucia 2-5 years Rating: 1.86

Hong Kong 5-10 years Rating: 1.61

Saint Vincent and the Grenadines 5-10 years Rating: 1.54

China 2-5 years Rating: 1.48

Canada 5-10 years Rating: 1.54

Seychelles 2-5 years Rating: 1.39

United Kingdom 2-5 years Rating: 1.43